Pay day loans and lease to possess under review Good Shepherd Microfinance, Australia’s biggest microfinance organization, has welcomed the Australian Government’s review into high expense payday advances and customer leases, better referred to as ‘goods rental’ or ‘rent to own’. Through its system of 1,500 microfinance employees in 670 areas across Australia, Good Shepherd Microfinance and its particular community lovers hear firsthand the effects among these cost that is high.