VA mortgage loans in 2020 Qualifying for a VA mortgage VA home loan underwriters assess your credit score, financial obligation, earnings and possessions. Check out thresholds to understand. Credit The VA features founded no minimal credit score for a VA home loan. Nevertheless, numerous VA mortgage brokers need minimal FICO ratings within the reasonable- to mid-600s. Also VA loan providers that enable reduced fico scores don’t accept subprime credit. VA underwriting tips declare that individuals will need to have compensated their particular responsibilities on time for at the least the latest one year to be looked at credit that is satisfactory. The VA often takes a waiting that is two-year carrying out a section 7 personal bankruptcy or property property […]