Just how much Could You Borrow in Student Loans — Is There a Limit? As you’re preparing out simply how much university will definitely cost, you could come across a pickle. Let’s say you want additional money than federal education loan online payday loans north dakota restrictions allow? Education loan restrictions occur to avoid you against dealing with more debt from defaulting on those loans later on than you can handle in hopes to prevent you. In case your financial need is excellent, but you’re hitting your yearly or aggregate loan limits, don’t worry. You’ve got some choices. Fast navigation Which are the learning education loan limitations?