How to get loan approval as being an earner that is low-income Each time a bank peruses through a number of the papers you’ve collated because of their eyes only, gaining ticks in most the best boxes is based on whether or not the bank thinks you own the financial energy and power to spend the loan off you’ve required. Numerous low-income earners don’t even make an application for a loan, all too often swayed by the fact that they should have income that is high purchase to get into a property mortgage – which will be understandable, since the more income lent through the bank, the larger monthly repayments will soon be.