Just how to obtain a home with Bad Credit To put it simply, getting home financing with bad if not no credit is really a challenge, nonetheless it doesn’t need to be. Aided by the right assistance, you are able to take over of one’s economic wellness by enhancing your credit and having the mortgage rates that are best you . Just Exactly What do Mortgage Brokers Look For? Once you submit an application for a home loan, lenders will start by considering your credit history.