3 Reasons You Shouldn’t Pay Your Child’s Figuratively Speaking University is actually one thing of a Catch-22 for students. It is impractical to secure also a mediocre work without a degree, however the constantly spiraling costs of training ensure it is extremely hard to fund that necessary level. For parents of students, it may be tempting to try and help out — by cosigning financing, taking out fully a Parent PLUS loan, if not paying off a child’s student loan that is individual.