Obtaining mortgage loan without any credit You may like to have a mortgage, however you don’t have any credit rating, that will be a important financing requirement. You may think you’re immediately ineligible for a financial loan, but that’s not necessarily the situation – you can easily nevertheless be eligible for financing with a few loan providers. How could you be eligible for a mortgage loan when you have no credit rating? Check out real approaches to boost your odds of getting financing even though you don’t have any credit: