Exactly how much down re payment is needed to purchase farmland? Among the first questions expected when inquiring about a farm loan appears to be “how much down re payment is necessary?” Our solution, “it depends”. Five facets get into evaluating that loan application. The advance payment depends upon a mix of these factors therefore the details of your loan. Here’s a quick selection of the extra factors that determine your deposit: Form of buyer Frequency of payment Collateral? The home financed and just how you want to make use of it will help us determine customer type.